he American Chamber of Commerce in Croatia (AmCham) provides recommendations for improving the draft amendments to the Enforcement Act. Key proposals include reducing abuse of legal remedies that delay proceedings, clearer definitions for objections, allowing enforcement based on certified promissory note copies, and retaining wage garnishment. AmCham warns against the obligation for courts to examine fairness in all consumer contracts during enforcement, advocating for sector-level regulation. Measures to prevent abuse in property auctions and enhance enforcement effectiveness are also suggested. These changes aim to streamline procedures while ensuring debtor dignity and creditor fairness.