While the US and China lead in investments, the EU is working to increase funding and build a common strategy. Croatia lags behind in digitalization, especially in connectivity, and must use EU funds and its 2020 EU Council Presidency to improve its position. AmCham stresses the importance of developing AI based on safety, ethics, and social usefulness, while fostering private sector involvement and creating a supportive legal framework. Recommendations include establishing a centralized state body for digitalization, investing in digital skills, maximizing EU funding, and promoting Croatia as an open and competitive digital economy.